![]() ![]() The progress bars will show you if you are overspending or meeting your target. The app has powerful goal-setting features to help you put your spending and saving goals first and track the progress at a glimpse. YNAB also allows you to access your budget updates in real time across all devices, including your phone, tablet, or computer. You can also automatically import all transactions, which only takes a day or two. ![]() Once you are signed up, you have a 34-day free trial.Ĭonnecting to your bank through this app is easy and secure. ![]() This app has many features to make budgeting more accessible and better for you. YNAB (You Need A Budget) is a personal budgeting program that you can easily access on the web, Android, iOS (iPhone and iPad), Apple Watch, and even Amazon’s Alexa. This way, you can buy that house, car, and even pay your rent.Īlso Read: Best Apps Like Facetune 2. Unlike Albert, Cleo has made a card that focuses on helping you increase your credit score. This app allows you to borrow as low as $20 to $70 for a first-timer, and once you pay it back, you unlock your limit up to $100. Cleo always celebrates you once you reach your goal. Their robust tools help you minimize your spending and focus more on your financial health. If your goal is to save up for that down payment or create an emergency fund, this app will help you achieve that. The app makes saving look like a side hustle. Cleo breaks down everything for you from expenditure updates, advice, buildups, and even roasts.Ĭleo is your best saving partner. You can make monthly targets according to your expenses.īudgeting can be overwhelming at times, especially if the app you are using expects you to do everything by yourself. There is always an AI assistant to help you stay on track. Setting up Cleo is pretty straightforward and only takes two minutes. CleoĬleo is one of the best apps like Albert that lets you save, borrow, budget, and build credit. In this article, I will take you through alternative apps that you can choose from.Īlso Read: Best Cash Advance Apps Like Dave Best Apps Like Albert 1. These are some of the reasons you may want to consider other apps like Albert. The geniuses are available seven days a week to help you navigate anything.Īlbert has some limitations like it does not offer joint accounts, you incur a $2.50 fee if you use an ATM outside the free ATMs, and there’s no option to overdraw funds if your balance is low. What I like most about Albert is Genius, a team of real humans that works with technology to provide you with honest and personalized financial advice. Besides, you can withdraw cash from over 55,000 free ATMs. You can also save and invest right in this app and use a cash debit card to spend the money. Albert Cash lets you set up direct deposit, so you can get a paycheck up to two days early. They predict your earnings and recurring bills each month, so you can tell the amount left for spending.Īlbert offers a unique mobile banking experience. It’s easy to spend below your earnings as Albert tracks your spending trends. The app categorizes and tracks where your money goes. When it comes to budgeting, Albert does the math for you. There’s no hidden fees, interest, or credit check. They advance the cash instantly and charge one small fee. They send up to $250 from your upcoming paycheck straight to your bank account. Accessing cash advances on this app is a breeze. ![]()
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